Georgia Injury Lawyers Blog
Many people sign up for uninsured motorist coverage (UIM) and forget about it. Unfortunately, UIM is not something that you can put on autopilot now and forever. Instead, you need to periodically review your policy to understand what is covered and see if changes are necessary. After the holidays and the start of the New Year is the best time.
The Law Does Not Require UIM, But You Need It
In Georgia, the legal requirement is for auto insurance companies to make uninsured motorist coverage available to drivers in every policy. There is no legal requirement for motorists to purchase this insurance, but they have every reason in the world to want and need it. UIM coverage is one area where people may have an inclination to be penny wise and pound foolish. Our very strong recommendation is not to do it.