Articles Tagged with Atlanta Bad Faith Insurance Lawyers

An illustration of a man working at a laptop that was a question mark on itWe typically represent people who have been injured as a result of someone else’s negligence. However, we also represent people who may be responsible for those accidents in certain situations (and assuming that we don’t already represent the plaintiff). One of those situations is when your insurance company is refusing to stand by the terms of your insurance policy.

Most personal injury claims ultimately come down to a claim against the insurance company. The Atlanta personal injury attorneys at Slappey & Sadd have been fighting insurance companies since 1992. We know how to fight for your rights as a policyholder so that you get the coverage you deserve and paid for. If you feel that your insurance company is handling your claim in bad faith, give us a call at 404-255-6677 or contact us online to schedule a free consultation and learn about how we can help you. 

What is Bad Faith? 

An illustration of a person fallingA recent decision from the Georgia Supreme Court has clarified when an insurance company may be held liable for engaging in a bad faith denial of claims. The case arose from a multiple-vehicle accident that injured five people. Two of the victims, Julie An and her minor daughter Jina Hong, suffered very serious injuries and brought a claim against the man who caused the accident and his insurance company.  Ms. An and her daughter attempted to settle the case for amounts within the policy limits but were unsuccessful. They proceeded to trial where they were awarded $5.3 million in compensation for their injuries. Once that judgment was entered, the original insured (who had caused the accident and had since died) sued the insurance company asserting that it had acted in bad faith for not settling the claim.

What is Bad Faith?

We’ve written about bad faith before, but it may be helpful to revisit the topic. An insurance company acts in bad faith whenever it refuses to honor the contractual obligations of the insurance policy. Bad faith occurs whenever the insurance company unreasonably refuses to pay a legitimate claim or there are unreasonable delays in how it handles the claim.