Articles Tagged with Insurance Settlements

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auto-accident-injury-settlements-300x200You have been harmed by someone else’s negligence, and the confusion you feel about how best to proceed may have stopped you in your tracks. You probably recognize that you will need to file an accident claim with the at-fault party’s provider – and that settling this claim is the name of the game – but everything beyond this may be a blur. While the goal is to settle your personal injury claim for an amount that covers the full range of your losses, accepting the first settlement offer that comes your way is highly unlikely to be the answer. Before accepting a settlement offer, it’s always in your best interest to consult with an experienced Atlanta personal injury attorney who is well versed with the ins and outs of your claim. 

Your Overall Losses

Before accepting a settlement offer from the insurance company that is handling your claim, it’s critical that you recognize the full extent of your overall losses (what the law calls damages). Until these are well represented, you can’t be sure that the settlement you accept is adequate to addressing each category of loss in its entirety. 

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lawyer standing next to a gavel with the scale of justice behind himIf you suffer injuries in a car accident case that is not your fault, you could bring a personal injury claim against the at-fault driver’s insurance company. As part of the claim, your lawyer will likely submit a settlement demand package. This package includes copies of all of your medical treatment records, bills, and lost wage documentation. A copy of the police report is also typically included.

Once the insurance company reviews the demand package, the adjuster may make an initial settlement offer on your case. These initial offers are usually very low and are not meant to adequately compensate you for your injuries, suffering, pain, and inconvenience. If the car accident case does not settle, your lawyer will likely file a lawsuit on your behalf in the court system, and the case will be litigated. Upon completion of discovery, the insurance company may make additional offers to settle your case.

If the at-fault driver’s insurance company still refuses to compensate you adequately for your injuries, you and your lawyer might decide to take the case to trial. The knowledgeable Georgia car accident lawyers at Slappey & Sadd, LLC have been taking car accident cases to trial throughout Georgia, including in Fulton County, DeKalb County, Gwinnett County, Muscogee County, Newton County, Richmond County, Troup County, Walton County, and Whitfield County. Call us today for assistance with your case.

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Atlanta, GA 30328
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#100
Columbus, GA 31901
Phone: 404.255.6677Toll Free: 888.474.9616
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Valdosta, GA 31601
Toll Free: 888.474.9616

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