There is no one set timeline for when your personal injury case will settle. It all depends on the individual facts of your case. The more complex the facts, the longer your case could take. The short answer is that a car accident settlement can take between several weeks to several years. Here are some factors that could determine how quickly you could settle your case.
Liability May Be Disputed
The first thing that an insurance company must do before it even begins to talk about settling a case is to determine who was responsible for the accident. Both drivers may say that it was the other driver who was at fault, and the insurance companies must consider the factual record to reach the decision. This may require an extensive investigation by claims adjusters who want to examine physical evidence and speak to the drivers multiple times. While most liability determinations are made within two months, there is nothing that binds an insurance company to that timeline.