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Articles Posted in Insurance Coverage

a series of interlinked cogs depicting medical symbolsA common question we hear is why someone would need to hire a personal injury attorney if they have health insurance. This question naturally arises if you have been in an accident but your injuries don’t seem very serious. However, you could suddenly find yourself with thousands of dollars in uncovered expenses if your injuries turn out to be more serious than you initially thought. Understanding what your health insurance will and will not cover is critical to deciding whether or not you should hire an attorney. 

What Your Health Insurance Will Cover

It probably goes without saying, but health insurance only covers your medical expenses. You should also keep in mind that it may not cover all of your expenses – you need to understand how your deductible works, what co-pays you will be responsible for, and what treatments will be covered. 

A hand holding an small image of a carUnder Georgia law, you are required to carry car insurance. Unfortunately, the insurance claim process is complicated. If you aren’t careful, you could wind up receiving far less than what your claim is worth. 

The car accident attorneys at Slappey & Sadd know how to get you the compensation you deserve. We work with accident victims across the state of Georgia and have helped them recover millions of dollars in compensation. If you’ve been injured in a car accident as a result of someone else’s negligence, call us at 888-474-9616 or visit us online to schedule a free consultation with one of our experienced car accident lawyers. 

The Investigation

A chalkboard with a question mark drawn on itUnderstandably, people can often be reluctant to contact a lawyer. Lawyers have a reputation for being expensive, and maybe you’re worried about suing another person. The problem is that if you wait too long, you could jeopardize your case and even lose your rights. It never hurts to contact a lawyer even if you’re not sure you need one – an experienced personal injury attorney can help you understand your options. 

If you’ve been injured, the personal injury attorneys at Slappey & Sadd can help. We can help you assemble the evidence you may need, deal with the insurance companies, and make sure you get the compensation you deserve. If you’re worried about the cost, you pay no legal fees unless we recover compensation for you. Call us at 888-474-9616 or contact us online to schedule a free consultation to discuss your case and how we can help you.  

What Health Insurance Doesn’t Cover

Lyft logoAt 9:30 p.m. on March 21, an accident occurred in northwest Atlanta involving a semi-truck and a Lyft driver. The accident occurred at the intersection of Perry Boulevard and Johnson Road when the semi truck smashed into the passenger side of the car. Tragically, the passenger in the Lyft vehicle, an unidentified Atlanta woman, died as a result of her injuries. Police have reported that the Lyft driver was at fault and charges are pending. The accident raises a number of questions surrounding car accidents involving Lyft or Uber ridesharing services.  

Why Uber and Lyft Accidents are Complicated

Uber and Lyft accidents present unique challenges that aren’t present in an accident between privately owned vehicles or even accidents involving taxi cabs. First and foremost, Uber and Lyft, at their core, are software companies – they have developed apps that connect drivers with riders. As a result, their drivers are considered independent contractors, who own their own vehicles, are responsible for maintenance and insurance, and basically handle all of the obligations that would typically be handled by a taxi company. In addition, Uber and Lyft have been slow to provide protection of their drivers and their passengers, and this is an area of the law that is still developing.

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